NJ Advantages

NJ Technologies offers many key advantages to its clients. These advantages bring additional value
to the solutions that we provide.

NJ Technologies boasts of a rich experience in technology management with over 19 years of rich accomplishments. It has first hand witnessed the technology evolution in the financial services industry and has been at the fore-front of this change, always adopting and evolving its business solutions. It has set high benchmarks, especially in the financial products distribution business, and through its many robust business solutions that power NJ Group.

NJ Technologies experience today spreads to other businesses like Insurance Broking, Real Estate, Training & Development and Portfolio Management. With comprehensive experience across all business verticals, NJ Technologies offers a great advantage to businesses who look for scalable and integrated business solutions in diverse domains & functions.

NJ Technologies has stayed at the fore-front of changes in the industry, always adopting and changing its technical expertise and skills to match the emerging trends and demands of the industry. NJ Technologies today possesses a very rich blend of technical expertise in diverse domains like infrastructure management, database management and software development and testing.

  1. AI - RPA, Chatbot, ML and Data science
  2. Languages - Java, PHP and WAP Technologies JSP, Servlets, XML, XSL, HTML, DHTML, WML, SSL, AJAX
  3. Database Development and Data Base Engines – Oracle , MySQL, MS SQL Server
  4. Application and Web Servers - Tomcat, Apache, WebSphere, JBoss
  5. Enterprise Technology - J2EE
  6. Development Framework – Spring
  7. QA – Manual and automated testing
  8. Mobile Technology – Mobile website, Mobile applications

Along with technical expertise, the strong domain expertise at NJ Technologies ensures that the solutions designed offer the best value. NJ Technologies has today acquired a rich set of diverse domain expertise that covers major functional areas in business; including Audit, Administration, Finance, Legal & Compliance, HR, Operations, Marketing, Research and Sales. Beyond functional expertise, NJ Technologies has in past successfully developed solutions meeting diverse business challenges in E-Communications, CRM, Corporate Finance, Employee Performance Management, Documentation, Audit Systems, Online Transaction & Payment systems, Client Reporting, Brokerage Systems and so on. At NJ Group, NJ Technologies has created an integrated ecology of proprietary solutions catering to the entire group's businesses, functions & activities. The ecology is competent to match any ERP / integrated solutions available in the industries we serve.

NJ Technologies is CMMI Development Maturity level 3 organization. NJ Technologies has a strong process & systems orientation, a part of the culture at NJ Group. With dedicated teams for Business Process Management even at functional levels, NJ Technologies has served the internal customers well. The culture has enabled greater focus on achieving greater levels of documentation, systems integration and automation, thus reducing costs, improving efficiency and optimising solutions. Clients of NJ Technologies stand to directly benefit from the process & system orientation as much as they would benefit from the fruits / solutions achieved because of it.

NJ Technologies has increasingly adopted the industry best practices that now promise to offer clients with additional advantages. Some of the best practices followed at NJ are:

  1. Defined SDLC process supported by an in-house comprehensive, WFM system
  2. Detailed system documentation at every step & phase of SDLC
  3. Strong Information Security best practices including policy & process frameworks & structures
  4. Bug tracking and analysis system
  5. Standard development frame work
  6. Dedicated R&D & DBM teams
  7. Quality focus & orientation towards open source technology helping clients save on developmental, implementation costs

NJ Technologies has always focused on building own systems that match business requirements, making the minimum use of third-party proprietary / paid solutions & soft-wares. There is also a strong orientation and adoption of open-source systems across NJ. As a part of our solutions, we do promote any third-party products and are not affiliated to any such vendors. This approach would be of great advantage to clients who can save on developmental, implementation costs minimising dependence on third-party paid solutions.

As a part of NJ Group, NJ Technologies today plays a critical role in empowering the group's endeavours and activities across all businesses. Being a part of NJ Group, it enjoys the confidence of having the strength and support for future growth and success in the IT industry.

Past Projects

The pace of change and development at NJ Group is high. Over the years, NJ Technologies has met the challenge of growing and changing business of NJ head-on through the successful delivery of a range of solutions. NJ Technologies have executed many core systems / projects since year 2000, especially in the financial services domain. Almost all the solutions / projects are based open source technologies, which we believe are scalable and secure and deliver much higher ROI. The following are some of our past projects...

DomainFinancial Domain

  1. Automated Transaction processing
  2. Brokerage processing and reconciliation of Upfront, Trail and other incentives
  3. Payment for different types of options like NEFT, DC and Cheque
  4. Online transactions for customer
  5. Payment gateway integration
  6. Integrated & automated Accounting
  7. Website – Product details, calculators and comparison
  8. Client Desk for client portfolio reports
  9. Channel Partner Desk – MIS reports and request module
  10. Customer care solution for different segments of client like channel partner, investor
  1. All life and non life insurance transaction processing
  2. Commission processing and reconciliation
  3. Accounting
  4. Transaction entry modules, centralised & decentralised
  5. Website
    • Product Detail, calculators and plan comparison
    • Premium calculation
    • Plan comparison
    • ULIP scheme performance comparison
  6. Customer care for client queries
  7. Claim settlement
  1. Transaction processing
  2. Payment scheduler
  3. Website
  4. Project listing
  5. Details about project plan, layout and features
  6. Commission processing
  1. All product like Mutual Fund, Equity and other asset classes can be managed
  2. Auto order generation mechanism as per trigger set
  3. Different type of fees like upfront, annualized, profit base can be calculated
  4. Analytical reports
  5. SEBI and other compliance reports
  6. MIS Reports
  7. Client Accounting
  8. Client portfolio reports

We have created IT solutions that integrate conventional sales process with technology ensuring higher productivity, efficiency, business value and enhanced decision making. This solution also enabled the company to gain excellent visibility into its entire sales process. Following are some of the key features

  1. Business Intelligence
  2. Employee Sales process
  3. CRM
  4. Business MIS
  5. Performance appraisal

We provide 360 degree comprehensive business platform with unmatched IT solution, empowering them to set the best practice standards and deliver real value to their customers. Following are some of the key features

  1. Business MIS of all products
  2. CRM – Lead management, Customer profile management, Query management,
  3. Daily transaction tracking
  4. Marketing and client support

We are pioneer in providing latest consolidated portfolio for different products like MF, Equity, Fixed Income, Real Estate, Insurance etc. Following are some of the key features

  1. Consolidation of different products
  2. Valuation and transaction reports
  3. Reminders for renewal, maturity

DomainNon-Financial Domain

  1. Integrated Lead Management system with import, distribution, status updation & mapping with clients
  2. Profile management of clients & leads
  3. Activity management
  4. Task management
  5. CRM Client Groups Management
  6. Partner sales team management & monitoring
  7. Planner & Scheduler
  8. Bulk communication through E-mail and SMS
  1. Flow management from requirement gathering to deployment
  2. Technical documentation
  3. Test plan and test case management
  4. Scheduling and project planning
  5. Resource utilization reports
  6. KRA calculation and accordingly action taking mechanism
  1. Marketing item management
  2. Fully integrated order management system from online ordering, payment processing, accounting, designing, printing, logistics and reporting.
  3. Stationery management
  4. Design & print management
  5. Courier management system


hle engineers


  • "We have been using 'MFBOS' (Mutual Fund Back Office System) for the purpose of Mutual Fund Transaction Reconciliation and Brokerage Reconciliation (Receivable & Payable). MFBOS is capable of our Mutual Fund back office tasks which reduces manual work and increase efficiency. On going support and training from NJ Technologies have been up to the mark."

    Pankaj Parmar
    Asit C. Mehta Investment Interrmediates Ltd.
  • "We launched one of the most innovative product mutual fund SIP (XSIP) for our members on the BSE Star MF Platform in 2012. It was jointly conceptualized, designed and implemented by the BSE & NJ Technology team. It is now one of most popular product on BSE StAR MF Platform. BSE MF Platform has already registered 34271 number of SIPs on the XSIP platform."

    Mr. Balasubramaniam Venkataramani
    Chief Business Officer, BSE
  • "Our AP's productivity has increased significantly because of the AP back office tool provided by NJ Technologies team in very good time. It was possible because of the excellent Insurance domain knowledge of the NJ technologies team."

    Mr. Cyrus Khambata
    Managing Director, CIRL
  • "Finlogic Technology now NJ Technology has been the backbone for our business success and leadership position in the mutual fund industry. The technology team has cerated a state of the art end to end solution to offer services to sub-distributors (Partner) and their clients. The most challenging mutual fund brokerage reconciliation system has been implemented smoothly and all the new changes are getting implemented in very good time."

    Mr. Misbah Baxamusa
    National Sales Head, NJ Financial Products Distribution Network
  • "The technology provided helps is servicing our clients effectively and efficiently across different investment like Mutual fund, Insurance, Real estate and Fixed income. Our clients can view their portfolio information, net-worth reports etc up to-date on web and also on mobile. We have been able to successfully reduce our back office team substantially."

    Mr. Vishal Merchant
    Founder & Managing Director, Safe Invest
  • "NJ Technology possess a strong domain knowledge and has provided us an end to end to solutions to manage all the companies. Platform of NJ Technology helps us access the data online for instance it enables us to store policy copy, proposal form, renewal notice and claim form in electronic format which our back office / sales employees and clients can access anytime anywhere either on web or on mobile."

    Mr. Hozeifa Rasuljee
    Principal Officer, NJ Insurance Brokers Pvt. Ltd.
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